🧾 Income Tax Calculator

FY 2026-27 · Compare Old vs New Tax Regime · Built for every employee

Your Salary

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🏙 Metro
🏘 Non-Metro
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Employer matches this (not deducted from your CTC here)

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Deductions & Flexi Benefits

Step 2 of 3

 Check a box to opt in — max value is auto-filled. You can edit the amount after checking. Green = both regimes. Purple = Old Regime only.

✓ Both Regimes — Flexi Benefits
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📋 Old Regime Only — Flexi Benefits
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Up to Special Allowance · twice in 4-year block

📋 Old Regime Only — Section 80 Deductions
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Includes PF, ELSS, PPF, LIC, home loan principal etc.

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Self/family ₹25k · Parents ₹25k (₹50k if senior)

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Additional over & above 80C limit

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80E, 80G, 80TTA, home loan interest, etc.

🏛 Employer NPS — 80CCD(2) (Both Regimes · separate limits)
📋 Old Regime
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u/s 80CCD(2) · max = 10% of Basic = ₹0

🆕 New Regime
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u/s 80CCD(2) · max = 14% of Basic = ₹0

📈 Capital Gains (Optional)
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Tax Comparison

FY 2026-27
Detailed Breakdown
Visual Comparison

⚠ Indicative only. Actual tax may vary based on payroll computation and TDS schedules. Consult your tax advisor for final figures.